Thursday, September 26, 2019

Pngme Mobile Finance Marketplace


Pngme is a hybrid centralized and decentralized finance (DeFi) platform that allows open access to financing anywhere at any time through a smartphone. Targeting emerging markets users can make instant payments, save money, and get a digital credit score using data from their smartphone.
 
Pngme is launching first with cryptocurrency peer-to-peer payments and cryptocurrency interest-bearing savings accounts using Pngcoin. Subsequently, Pngme will be launching regulated, regional, asset-backed stable coins. This will allow for payments, savings, and digital asset backed loans to be taken out through our mobile application or DeFi Dapp in the following fiat currencies:
 
Features
  • Mobile Payments
Low or fee-less mobile payments in your local or digital currency.
  • Everyday Accounts
Easily create a daily spending account for everyday mobile payments.
  • Piggy Bank
Earn interest on the money saved in your Pngme piggy bank account.
  • Credit Score
Algorithmic credit score created from a user’s mobile digital footprint.
  • Peer-to-Peer Loans
Lend and borrow money on Pngme at competitive interest rates.
  • Pngcoin
Earn Pngcoin when you sign up, refer friends, or save to your Piggy Bank.
Phone image
Coming Soon
Launching in 2019, our mobile app will allow early users to earn rewards, lend money, and build their borderless credit score.
Our second release will bring, USD, GBP, EUR, and KSh currencies to a users wallet. Allowing users to make instant payments and save in their local currency.
 
Earn Rewards
By signing up and registering for a free credit score you will receive free Pngcoin directly to you Pngme accounts.
The more you build you credit score the more Pngcoin you can earn! Pngcoin are redeemable for cash in the future.
 
Token Name: Pngcoin (PNG)
Private sale round 1 price: 1 PNG = $ 0.013 + 100% bonus (1,667 cap)
Private sale round 2 price: 1 PNG = $ 0.013 + 75% bonus (4,167 cap)
Private sale round 3 price: 1 PNG = $ 0.013 + 25% bonus (10,417 cap)
 
Global Mobile Finance Marketplace for Finance Institutions and MSMEs
  • Mobile Payments
Low or fee-less mobile payments in your local or digital currency
  • Everyday Accounts
Easily create a daily spending account for everyday mobile payments
  • Loan Marketplace
Lend and borrow money on Pngme at competitive interest rates
Phone image
  • Credit Score
Algorithmic credit score created from a user’s mobile digital footprint
  • Piggy Bank
Earn interest on the money saved in your Pngme piggy bank account
  • Rewards
Earn Pngcoin rewards when you refer friends and save Pngcoin
 
Our Team
Brendan Playford – Co-founder
Cate Rung – Co-founder
Giovanni Valdenegro – Product Designer
Ashley Wilson – Business Operations
Mashiat Mutmainnah – Data Science Engineer
George Mosomi – Engineering
Peter Okwara – Blockchain Engineering
 
Our Advisors
Paul Sonier – Blockchain Technology
Arjun Dev Arora – Advisor
A.S Oberoi – Advisor, Partnerships
George Shaw – Advisor, Data Science
Matt Wolf – Blockchain Technology
Grégoire Belhassen – Growth & Partnerships | Brazil
Jake Kuckeruk – Advisor, Business Development
Zach Resnick – New Economy Fund | Investor
Matt McGraw – Angel & Advisor
Jeffrey Premer – Advisor
Becca Salisbury – Advisor, Project Management
Richard Titus – Advisor
 
Our Partners
Codigo Del Sur – Front End Development
Flight Design Co. – Brand
 
author
Author: sademolar

My Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2279550

My Ethereum Address: 0xB00B339F3Da6b471A253Bf4f94000b1e769D86B8

VITA : the ideas of several dedicated cryptocurrency developers from all over the world

Keterangan foto tidak tersedia.Everyone wants to live in his own apartment or in a private house and applies for the purchase or construction of their own hands a lot of effort in the form of daily working days, trying to get a few jobs, creates additional sources of income or use a financial service from banks, which is called a mortgage.
I worked as a realtor for almost 5 years and I can say that your property can be considered even as an investment tool that can make a profit after its sale, or monthly rent it out for a long time. This is one of the stable and liquid options for investing, preserving and increasing capital today.
I am from Russia and I share information that our banks offer mortgage lending at very high interest rates, for example, the term is 15-20 years and during this time a person will have to pay 2-3 times more than the original amount. People choose this method because of various reasons, get into debt, can not cope with payments and banks take away their real estate.
вита4.jpg
Mortgage-is at the same time freedom, mortgage" comes from two words from the old French: mort – "dead", gage – "promise, commit". Originally it meant literally "posthumous obligation", now the lowest mortgage rate offered in Japan is 0.5-1.2%.
Banks are now more strict about issuing such an opportunity and require a certificate of salary of each working family member to ensure monthly stable payments. Moreover, this system is actively involved and intermediaries who for their services take a commission of 1-2% of the transaction amount and some may even be scammers.
But each of us will still be looking for a better way to buy your own home and today I give you the best option in the form of a platform called Vita!
вита2.png
On my blog I have already reviewed several projects related to real estate and offering their digital assets secured by real objects and receive dividends for it. The Vita project offers a completely different opportunity, namely the purchase of a house, using all the advantages of blockchain technology.
First of all, I want to warn you that the Vita platform is ready to cooperate only with solvent and responsible users to save time and money for both sides, allowing you to get rid of intermediaries, fraudsters, hidden fees and penalties. Vita really offers a unique offer, which will be difficult to refuse and will have to pay attention now!
This project helps in the purchase of environmentally friendly homes and aims to increase the demand and buildings for the construction of such harmless real estate, which will apply only the best modern installation solutions in the form of electricity and heat from green renewable energy sources.
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The use of such houses will allow residents to save significantly on housing and communal services, also thanks to artificial intelligence and blockchain to pay only for what is spent and find the best suppliers of energy resources at the best prices.
But I have not yet shared with you the best advantage of this platform - the interest rate on mortgage lending will be 0%! You probably stunned now a unique opportunity that you need to take advantage of uniquely.
To start using the services of this project, it is necessary to have their own universal Vita tokens, which are designed to pay monthly fees, housing services and it is created on the basis of the Ethereum blockchain and imply the use of smart contracts that fix all records in the distributed registry.
вита6.jpg
In total, 150 million Vita tokens will be issued and 113 million are available for purchase, now the first stage of sales is underway with a bonus of 20%, the price will grow with each subsequent stage. The initial offering is scheduled to take place on Probit in December 2019.
Based on all these obvious advantages, it can be concluded that Vita creates unique conditions for the purchase of dreams for each person, simplifying the payment process with digital tokens through a mobile or web application. I just decided that I will use this service. You also recommend to read more information on these links below:
🔥WEBSITE OF PROJECT: https://www.lifevita.io
🔥CHAT ON TELEGRAM: https://t.me/vitacommunity
🔥WHITE PAPER ON ENGLISH: http://www.lifevita.io/VWP.pdf
🔥URL OF ANN THREAD: https://bitcointalk.org/index.php?topic=5180556
🔥FB URL: https://www.facebook.com/VITA-Token-422759604994205
🔥TWITTER PAGE: https://twitter.com/Vita_Token
🔥MEDIUM ACCOUNT: https://medium.com/@lifevitatoken
🔥REDDIT LINK: https://www.reddit.com/r/VitaToken/
🔥CHANNEL ON YOUTUBE: https://www.youtube.com/channel/UCmbxizIFdxysU48fHflRtDg?
Author: sademolar

My Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2279550

My Ethereum Address: 0xB00B339F3Da6b471A253Bf4f94000b1e769D86B8

Sunday, September 8, 2019

Orionix


Over the past few months, an ever-increasing flow of computer games has emerged that somehow used cryptocurrencies, but despite their growing frequency, only a small number of them actually used the mechanics of Ethereum or Bitcoin to provide decentralized games. In fact, most of them could be used as traditional games, so that no one fights for ages, since the use of cryptocurrencies or blockchains, as a rule, is more an addition to the existing dynamics and genres of the game process than as a fundamental reworking of them. Blockchain Game, Alien Run, Miner Simulator, Itadaki Dungeon and Spells Of Genesis are the five most popular cryptographic games available right now on the Google Play Store in terms of user ratings, but all five will work fine without any blockchain or crypto element.
All these problems tend to accumulate and spill over time into a kind of mass discontent, with which one must fight in a good way. And to struggle over the reasons for its appearance, and not over its already phased manifestation.
That is why the developers of one very cool project decided to create such a unique system that could solve not only all the problems described above, but also add to the world of eSports additional tools and functions.
One of the highlights offered by this Ethereum-based platform is the combination of smart contracts that allow the standard to be prepared directly in the code and not to be confused. This allows you to use the stage for safe game competitions around the world. Each company is supported by a healthy backbone, and ensuring the security of transactions and lost income from higher exchange costs inhibits game development; however, ORX tokens changed the model, defeating various market regions.
How does Orionix work
ORX Token offers a transactional solution for the gaming industry, awarding players with virtual goods and tokens. There are high hopes from developers and editors for providing access to high-quality games without errors. But beta testers and players who pay for the preliminary version of games tend to create bad reviews, bad press and discontent among buyers. To solve this problem, the ORX token can be obtained for those players who calculate the time spent and report an error, or simply transfer the game to the trading platform. Thus, ORX offers the gaming industry a more symbiotic approach and allows both parties to win.
Orionix Platform Differences:

  • This is essentially a new trading solution for gamers and traders.
  • Scalability of the project. The possibility of full cooperation with video games. Permanent evolution and availability of decentralized items.
  • Universal gaming applications. Buy, sell and trade at a convenient time for you. Your game account is fully intended for profit.
  • Token Sale Key Details
    ORX = 0,1$
    Soft Cap: 300 000$
    Hard Cap: 42 000 000$
    ICO: 01.08 - 01.11
    For ease of use of their decentralized system around the world, the developers decided to combine two tokens within ORIONIX. One of them ORX will be marked with the ERC-20 standard and will be designed for all financial transactions related to the purchase and sale of something within the ORIONIX. The second token will be created to simplify the ORX marker and will monitor the security system of all the transactions and other manipulations among the participants of the ORIONIX system. Moreover, the technical protocol of the second token allows you to trade this token on cryptocurrency exchanges and record your profits in the best possible way. What I consider extremely convenient these days.
    The team working on the product
    Development plan
    You can learn more about the concept of the project and find answers to all your questions on official resources, which, as always, wait for you at the end of the article. Good luck!
    Additional Information:
    Website: https://orionix.io
    Whitepaper: https://orionix.io/Orionix_ENG_Whitepaper.pdf
    Bitcointalk: https://bitcointalk.org/index.php?topic=5158615
    Telegram: https://t.me/OrionixOfficial
    Twitter: https://twitter.com/orionixtoken
    Facebook: https://www.facebook.com/OrionixToken
     Author: sademolar

    My Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2279550

    My Ethereum Address: 0xB00B339F3Da6b471A253Bf4f94000b1e769D86B8

    Thursday, September 5, 2019

    ELAD – A Reliable and Profitable Real Estate Investment Platform.


    Blockchain real estate. Several industries have lately discovered the sheer amount of positive utility the blockchain technology into their space. One of those industries happens to be the real estate industry. Real estate remains the largest asset class in the world and the value of real-estate market in the world is worth $217 trillion, which is one of the most recognized sectors in the world.
    As of today, the acquisition of real estate is one of the easiest and safest ways to invest their own funds. This is due to the fact that this type of asset is not subject to inflation and has a relatively low level of risk. That is why the volume of investments in real estate continues to grow every year. Thus, last year the world real estate market grew by 15 percent and amounted to 8.5 trillion dollars. That is quite interesting, so why wouldn't you want to invest in real estate and the good news is ELAD NETWORK has created a revolutionary decentralized blockchain platform that will transform investment strategies and the real estate market as we know it. Using blockchain technology, smart contracts Artificial Intelligence and innovation, the equity ladder of ELAD Network will create a crypto and real estate portfolio to combine the liquidity of the world’s biggest asset class with the velocity of the newest.
    Problems the Centralized Real Estate Industry Faces
    Here are some of the main issues that hamper the real estate industry from functioning optimally:
    Fraud: Both low-level petty renter fraud and high-level wire fraud are prevalent in the real estate industry. Fraud is responsible for millions lost annually. Centralized electronic fund transferring is not secure. Cybercriminals steal millions from purchase transactions. Additionally, pen-and-paper tenant screening creates a spotted and selective paper trail created by tenants themselves. Tenants choose their references and what rental history they share with landlords.
    Inaccurate market data: Even popular platforms like Zillow fail to provide real-time data to investors and renters. There is no reliable hub with consistently updated listings for real estate professionals and buyers to rely on. This can result in time down the tubes as people tend to inquire about properties that have been long removed from the market. Data about a home that someone is buying can also be faulty.
    Time intensive processes: To close a deal in the real estate industry, there are many moving pieces that all rely on paper processes. As technology evolves firms and agents struggle to keep up with the latest tech solutions. Between inspections, releasing contingencies, loan approval, unexpected repairs, completing cash transactions for closing, and completing all the necessary paperwork—closing a deal is an incredibly time intensive headache for both buyer, seller, and third-parties. Anyone who has bought or sold property can agree that it is a bureaucratic nightmare and complex event to orchestrate.
    No means to protect client data: Cybersecurity risks plague real estate brokerages. They are unable to guarantee the security of client data, in addition to their own. Hoping for the best is never a excellent security strategy, but many real estate companies are doing just that. To purchase property, clients need to disclose an alarming amount of personal information to various parties, leaving them vulnerable to identity theft.
    Financing difficulties: Securing a home loan can be incredibly difficult, especially for those with bad credit scores. Interest rates on home loans are often out of the buyer’s control and depend on the current market. The centralized loan and financial services system is highly bureaucratic and is likely to slow down the entire transaction. Relying on a centralized bank to say ‘yay’ or ‘nay’ to your dream of becoming a homeowner can be discouraging and can even prevent some from buying altogether.
    ELAD NETWORK IS THE SOLUTION TO ALL THESE PROBLEMS, JOIN ME AS I LEAD YOU INTO THIS INCREDIBLE PLATFORM.
    ABOUT ELAD
    ELAD (Equity Ledger Assets Decentralized) is a decentralized blockchain that will transform investment strategies and the real estate market as we know it. Using blockchain technology, smart contracts Artificial Intelligence and innovation, the equity ladder of ELAD Network will create a crypto and real estate portfolio to combine the liquidity of the world’s biggest asset class with the velocity of the newest. A variety of real estate transactions will be traded through the ELAD network platform, from traditional buying and selling to crowdfunding multimillion dollar investments. ELAD will bring together P2P exchange and investment in one place, opening doors, cutting costs and lowering barriers for all.
    ELAD Network is a Real Estate platform with a difference. By taking advantage of the power of fractional ownership any property can be divided into different sized blocks we can provide investment opportunities from £50 to £50,000 up to the value of the property. Anyone has the ability to purchase these blocks but there are only a limited number available for each property, once owned there will be a monthly return on the profit which is directly relational to the size of the block that you have invested in (fractional ownership).
    ELAD Network will combine Blockchain, Smart Contracts and Artificial Intelligence technology to create a Cryptocurrency and a Real Estate platform that will give everyone access to the liquidity of Real Estate, the world’s largest asset class.
    How The Online Platform Works

    ELAD tokens can be used to participate in the exchange of real estate, or capital and returns earned on property.
    Simply apply your ELAD tokens to your real estate of choice and receive profits from one of the top Cryptocurrencies. The platform will offer a wide range of opportunities, which will include investments for fractional ownership, crowd funding, p2p sales and lettings, buy to sell projects, new builds and real estate advertising.
    The platform plans to offer global exposure to sellers and landlords of real estate, as well as vetted developers and companies that will be able to submit plans for future ventures to secure crowdfunding. By advertising for sales (local agents), lettings short (like Air BnB) and long (like Zoopla) creates access to pre-market opportunities and a rental client stream, simultaneously creating a demand for ELAD tokens, this will increase profitability and investment opportunities, cut costs and close the inefficient time wasting.
    ELAD network will pave the way for the real estate industry to adopt the cryptocurrency class, as well as enable individuals to self-generate wealth in previously inaccessible markets.

    Why Ethereum?
    Ethereum’s open source project for smart contracts has set the industry standard, along with producing human readable wallet addresses and domain names on their blockchain (ELADCOIN.ETH).
    Ethereum has held a strong position in the top ten market cap of Cryptos, the Ethereum eco system, community, team and previous teams have shown leading innovation and strong growth of infrastructure in the Cryptocurrency space.
    DAPP and smart Contracts
    A “DAPP” is a decentralized application that runs on the blockchain. ELAD network DAPP enables customers to easily interact with blockchain and online platform and thus allow funding tracking, control, and liquidation, and multi-signature security, multifunctional vicinity in a better way. ELAD network DAPP combines buyers, dealers and interested parties to engage in promotions and market history.
    ELAD Tech Ltd. will use previously tested and widely accepted smart contracts and code before applying it to any investments or advancements, all smart contracts will be independently audited by Castello and the results will be made public. Innovation and cooperation will insure the best infrastructure and developments can be utilized by ELAD Tech Ltd.
    The self-executing Smart contracts with terms of settlement between client and seller are written in the form of code, which will exist throughout the ELAD network blockchain.
    Crowdfunding
    Problem The revolution of crowdfunding has opened new doors for many. But still holds barriers to entry, because many companies only allow credited investors with a minimum net worth, which only allows people that already have access to real estate and investments to participate. The ability to exit an investment still provides problems for people invested in crowdfunded property’s and normally have no say in the future decisions made for the property. ELAD network solution Small size block investment lowers barriers, secondary markets and tokens allow easy exit of investments, voting through tokens allow you to have your say on property’s your invested in. The ELAD network platform offers many different options for crowdfunding. A fantastic feature of crowdfunding combined with smart contracts is that if the desired funds are not achieved, they can be instantaneously returned to investors. By bringing together individual investors with fully vetted real estate companies and developers, value creation will be maximised and the true potential of the property market can be realized.
    Auctions
    The Auction process is part of our secondary market, its purpose is for control and freedom to sell your assets at any time, and to give others opportunity to participate in previously up and running investment properties with track records. All the properties are divided into blocks, you can sell your block at any time through auction, the system runs similar to ebay and is open for anyone to buy through the secondary market. Block pricing is set by our Cryptocurrency price at the start of the auction, Blocks may gain in price due to bidding, as 1 block price rises, all other blocks gain in value due to an immediate increase in the asset value.
    Security
    ELAD Tech LTD will utilize government backed legal structures to protect investors and secure investments. We will abide by all applicable laws, legislation and regulations of every geographical site in which we operate and invest.
    This infrastructure is designed to create a template for other promising geographical Crypto hot spots backed by governments. This also means we may use our liquidity to facilitate faster transaction processing than traditional online business accounts, which is crucial for the instant payments needed for smart contracts. ELAD Tech Ltd. business accounts will be used for purchases, payments and rental income.
    The ELAD network platform will use a two-type authentication to protect investors, and the ELAD DAPP may require multi-signature for investment access. Our site will run on a monitored cloud instance with automatic data replication across geographical territories (data protection allowing) along with virtual layers to protect our hardware and keep threats and costs down.
    Storage and safe transactions
    ELAD Cryptocurrency can be saved on hardware wallets like Trezor or Ledger Nano s. This allows user to “cold shop” (keep the tokens offline) ELAD, supplying decentralized and pressure free possession.
    • ELAD Tech Ltd. And ELAD network’s statistics cab be saved and hashed at blockchain.
    • Our DAPP and smart contracts will interact with our platform and blockchain to create a comfy and secure investing approach for all.
    Leverage
    The ELAD network portfolio may be prevented from converting legal guidelines, market situations, financial policies or any other unexpected activities, which may assets into liabilities. Loss of massive quantities of credit score improves profits with aid of decreasing interest fees along with shielding traders from increases in primary bank prices. This leads to increase in interest value.
    Buyers that want to grow their crypto portfolio can experience monthly bills to leverage their future in the rapid new asset class.

    ELAD Tokens and EQ coins (Equity coins)
    ELAD tokens
    The ELAD token complies with the ERC20 popular and are deployed on the Ethereum network, which can be used as storage of price or a medium of exchange such as bitcoin. It also includes various other alt cash and clone token with more functionality.
    • ELAD tokens may be sold with fiat or cryptocurrencies
    • It can be traded and saved
    • ELAD tokens can be converted to EQ coins at the ELAD platform and this enables investors to participate easily
    • Via exchanges like different alt coins in the fractional ownership and crowdfunding of actual estate.
    Defining EQ coins:
    • It defends individual person property fairness and liquidity
    • It permits transactions on an established real estate without affecting other buyers
    • It provide economic and rights to real estate
    More about EQ coins
    • It can be best traded internally at the platform with ELAD tokens
    • It performs as a mini clone token of ELAD Crypto currency
    • It delivers voting rights at the ELAD platform and individual residences
    This incentive preserves thriving, healthy ecosystem for the ELAD Network, and blockchain.
    What does the EQ coin technology?
    • Produces the token which can be used to offer explicit support to a movement or a campaign, like polling or crowdfunding
    • Generates the token to enable token holders to independently acquire monthly and finished challenge payments.
    ELAD Token Distribution Mint
    100,000,000 ELAD Tokens will minted on a fix supply, the reserve may be stored or burnt after Token sale which may alter the available supply.
    A maximum of 15% of the total supply will be used as a long-term incentive, to ensure alignment of founder’s interests with investors, engage partners into the ELAD community and grow app loyalty.
    10% of ELAD tokens may be held in a reserve to provide immediate liquidity if ELAD tokens have high demand once listed on exchanged. Any unused tokens may be burned after 12 months or kept and locked for future growth.


    ROADMAP

    TEAM




    ADVISORS

    PARTNERS

    FOR MORE INFORMATION PLEASE VISIT THE LINKS I HAVE PROVIDED BELOW;
    Website: https://www.elad.network/
    Whitepaper: https://s3.eu-west-2.amazonaws.com/elad-public/ELAD+Network+White+Paper.pdf
    Bounty Thread: https://bitcointalk.org/index.php?topic=5149525.0
    Social media
    Facebook: https://www.facebook.com/elad.network/
    Twitter: https://twitter.com/elad_network
    LinkedIn: https://www.linkedin.com/company/eladnetwork
    Medium: https://medium.com/@elad_network
    Telegram: https://t.me/elad_ico
    Author: sademolar

    My Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2279550

    My Ethereum Address: 0xB00B339F3Da6b471A253Bf4f94000b1e769D86B8